Instant Personal Loans
Apply Personal Loan at PolicyBulls
Borrow up to ₹25 Lakhs with flexible repayment tenures from 6 to 60 months. Compare verified lender offers with lowest processing fees and instant disbursals.
Smart Financial Planner
Personal Loan EMI Calculator
Plan your repayments and evaluate month-by-month installments
₹
₹10,000₹25,00,000
%
8.5%36%
months
6 Mo60 Mo
Repayment BreakupTotal: ₹2,81,040
Principal (89%)
Interest (11%)
Monthly Repayment
₹ 11,710/ month
Principal Amount₹ 2,50,000
Total Interest Payable₹ 31,040
Total Amount Payable₹ 2,81,040
Get Loan Now
*Approximate calculation based on reducing balance method.
Personal Loan Interest Rates Across Lenders
Compare current interest rate bands, maximum borrowing limits, and processing charges.
| Lending Partner | Interest Rate (p.a.) | Loan Amount | Tenure | Processing Fee |
|---|---|---|---|---|
| MoneyView | 10.50% - 24.00% | Up to ₹10 Lakhs | 3 - 60 Months | Starting 2% |
| KreditBee | 12.00% - 29.95% | Up to ₹5 Lakhs | 3 - 24 Months | Starting 2.5% |
| L&T Finance | 11.00% - 22.00% | Up to ₹15 Lakhs | 12 - 48 Months | Starting 1.75% |
| Hero Fincorp | 11.50% - 26.00% | Up to ₹7.5 Lakhs | 12 - 36 Months | Starting 2% |
| Fibe (EarlySalary) | 12.00% - 30.00% | Up to ₹5 Lakhs | 3 - 36 Months | Starting 2% |
| mPokket | 14.00% - 36.00% | Up to ₹50,000 | 2 - 6 Months | Starting 3% |
Eligibility Criteria
Age21 to 58 years
Minimum Monthly Income₹15,000 / month (in bank)
Employment TypeSalaried or Self-Employed Professional
Minimum Credit Score650+ (720+ for prime rates)
Work ExperienceMinimum 6 months with current employer
CitizenshipResident Indian citizen
Documents Required
Identity Proof
PAN Card (Mandatory), Aadhaar Card, Passport or Voter ID
Address Proof
Aadhaar Card, Utility Bills, Rent Agreement or Passport
Income Proof
Latest 3 months salary slips or Form 16 / ITR
Bank Statements
Last 6 months salary bank account statement (PDF)
Frequently Asked Questions
PolicyBulls is not a direct lender or insurance provider. We are a trusted financial marketplace connecting you with 70+ leading banks, NBFCs, and top insurance companies across India. We provide unbiased advice, side-by-side comparisons, and end-to-end assistance to ensure you secure the best possible rates and terms.