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Life Insurance with Policybulls
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Term Life Insurance
Secure your family's financial future with our trusted Term Life Insurance Plans. Compare quotes, customize your policy, and buy instantly – all in one place.
- ✅ Affordable Premiums
- ✅ Up to ₹1 Crore Cover
- ✅ Tax Benefits Under 80C
- ✅ Quick Claim Settlement
What is Term Life Insurance?
Term Life Insurance is a pure protection plan that offers a lump-sum payout to your nominee in case of your untimely demise during the policy term. It is one of the most affordable ways to ensure your family remains financially secure even in your absence.
Why Buy Term Insurance from Us?
- ✔️ Compare 15+ Top Insurers in One Place
- ✔️ 100% Online Process – No Paperwork
- ✔️ 24/7 Claim Assistance Support
- ✔️ Transparent Pricing – No Hidden Charges
Get Your Term Insurance Quote Now
Compare & Buy in 2 MinutesWhat is Term Life Insurance?
Term life insurance is a pure protection plan that offers financial coverage to your family in case of your untimely demise. With affordable premiums and high coverage, it ensures your loved ones don’t face financial hardships in your absence.
Top Reasons to Buy Term Insurance Today
- ✔ Financial security for your family
- ✔ High life cover at low premium
- ✔ Tax benefits under Section 80C & 10(10D)
- ✔ Option for accidental and critical illness riders
- ✔ Peace of mind knowing your dependents are protected
Key Features of Term Life Insurance Plans
- Coverage up to ₹1 Crore or more
- Entry age: 18 to 65 years
- Policy term: 10 to 40 years
- Flexible premium payment options
- Optional riders: Accidental death, critical illness, waiver of premium
Compare Best Term Plans in India
| Insurance Provider | Max Coverage | Claim Settlement Ratio | Starting Premium |
|---|---|---|---|
| LIC of India | ₹1 Cr | 98.62% | ₹475/month |
| HDFC Life | ₹2 Cr | 99.04% | ₹499/month |
| ICICI Prudential | ₹1.5 Cr | 97.82% | ₹465/month |
| Max Life | ₹1 Cr | 99.51% | ₹450/month |
How to Choose the Best Term Plan?
Consider these factors before buying:
- Age and health condition
- Number of dependents
- Income and liabilities
- Claim settlement ratio of the insurer
- Premium affordability and policy tenure
Term Insurance Premium Calculator
Calculate Your Premium in 2 Minutes
FAQs About Term Life Insurance
Q1: Is a medical test mandatory for term insurance?
Ans: It depends on the insurer, age, and sum assured. Most plans above ₹50 lakhs require medicals.
Q2: Can I buy a term plan after 40?
Ans: Yes, term plans are available up to age 65. However, premiums may be higher as age increases.
Q3: What happens if I survive the policy term?
Ans: There is no maturity benefit in pure term plans. If you want returns, opt for TROP (Term Return of Premium).
Q4: Are online term plans cheaper?
Ans: Yes, online plans are cheaper due to lower distribution costs and direct-to-customer models.
Protect Your Family Today – Get a Free Term Insurance Quote Now
✅ 100% Online | ✅ No Hidden Charges | ✅ Instant Quote Comparison