Lumpsum Wealth Growth & Compounding Simulator
Investment & Compound Interest Calculator
Simulate one-time lump sum growth across Mutual Funds, Fixed Deposits, Gold, and Equities with flexible compounding frequencies and inflation adjustments.
Compounding Interval
Frequency at which accrued returns are reinvested
₹
₹10,000₹10,00,000₹20,00,000
%
FD: 7%Gold: 10%Mutual Funds: 12% - 15%
Years
Adjust for Cost-of-Living Inflation
Shows what your maturity money will realistically buy in today's purchasing power
Assumed Inflation Rate:6% p.a. (Indian CPI historical average)
Maturity Ratio₹7,76,462
Invested: ₹2,50,000 (32%)
Gains: ₹5,26,462 (68%)
Expected Maturity Corpus
₹7,76,462
3.1x Wealth Expansion
Initial Lumpsum₹2,50,000
Total Returns₹5,26,462
Real Purchasing Power (Inflation-Adjusted):
₹4,33,572
Reflects purchasing power at an average annual inflation of 6%.
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Tailored investment portfolios by certified financial planners
How ₹2,50,000 Grows Across Popular Indian Asset Classes
| Asset Class | Avg Historical Return | Value after 10 Years | Risk Level |
|---|---|---|---|
| Savings Bank Account | 3.5% p.a. | ₹3,52,650 | Very Low |
| Bank Fixed Deposit (FD) | 7.0% p.a. | ₹4,91,788 | Low |
| Sovereign Gold Bonds / Gold | 10.0% p.a. | ₹6,48,436 | Moderate |
| Equity Mutual Funds (Nifty 50) | 13.5% p.a. | ₹8,86,949 | Market Linked |
Frequently Asked Questions
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