Check Your Official CIBIL Credit Score
Get your comprehensive TransUnion credit report, score breakdown, and pre-approved loan eligibility in 60 seconds for just ₹199 INR.
Have a PolicyBulls account? Log in to auto-fill details and sync your report history.
Enter Your Details for CIBIL Verification
Select your preferred credit bureau and enter your PAN details accurately.
Frequently Asked Questions About CIBIL Check
Why is there an inquiry fee?
The nominal fee (₹99 for Experian / ₹199 for TransUnion CIBIL) covers the official bureau verification inquiry, forensic tradeline audit, and credit summary compilation.
Will checking my CIBIL score reduce it?
No! Checking your own credit score through PolicyBulls is categorized as a "Soft Inquiry". It does NOT reduce or impact your credit score in any way.
Why is a PAN Card required?
In India, the Reserve Bank of India (RBI) and credit bureaus (TransUnion CIBIL, Experian, CRIF, Equifax) use your 10-digit PAN as the unique primary identifier to map and aggregate all loan and credit card accounts.
What is considered a good CIBIL score?
Scores range between 300 and 900. A score of 750 or above is considered prime, commanding instant approvals and the lowest interest rates.