Business Loan Offers for MSMEs & Startups
Accelerate enterprise growth with collateral-free business loans up to ₹50 Lakhs. Flexible working capital facilities with customized repayment terms.
Business Loan Repayment Calculator
Plan capital expenditure, inventory cycles, and tax deductions
*Approximate calculation based on reducing balance method.
Features of PolicyBulls Business Loans
Designed specifically to fuel the working capital demands of modern enterprises.
Zero Collateral Required
Avail collateral-free loans without pledging machinery, residential property, or industrial assets.
High Sanction Limits
Access up to ₹1 Crore in term loans and overdraft lines matched to your GST filings.
Overdraft & Term Loan
Pay interest only on the amount utilized through flexible revolving credit facilities.
Eligibility Criteria
Documents Required
KYC of Promoters
PAN Card and Aadhaar Card of Directors / Partners / Proprietor
Business Proof
GST Certificate, Udyam Registration, Certificate of Incorporation
Financial Documents
Audited Financials, Balance Sheet, Profit & Loss for past 2 years
Banking Statements
Last 12 months current bank account statements in PDF