Live Bullion Tracker & RBI 75% LTV Calculator
Gold Rate & Gold Loan Calculator
Track today's 24K & 22K gold prices across major Indian cities and calculate your maximum eligible gold loan amount under official RBI norms.
Today's Live Gold Rate per Gram (INR)•Updated: Today 10:30 AM IST
24K (99.9% Pure)₹7,425/g
22K (Jewelry Gold)₹6,801/g
18K (Hallmarked)₹5,568/g
Select Purity
Choose the Karat of your gold ornaments / coins
grams
₹/g
₹4,000/gCurrent Market: ₹6,801/g₹10,000/g
RBI Cap: 75% Max
%
Conservative: 50%Balanced: 65%Max Allowed: 75%
% p.a.
Standard bank rates: 8.5% - 12%Months
Usually 3 to 24 monthsEligible Gold Loan Amount (75% LTV)
₹2,55,038
Based on total gold market value of ₹3,40,050
Monthly Byaj/Interest₹2,019
Total Interest Payout₹24,228
Net Gold Valuation₹3,40,050
Total Repayment₹2,79,266
Ornaments stored safely in insured bank lockers under 100% CCTV surveillance.
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Today's Gold Rates in Major Indian Cities
Benchmark bullion rates per 10 grams (excluding state GST & making charges)
| City | 24K Gold Rate (10g) | 22K Gold Rate (10g) | Today's Movement |
|---|---|---|---|
| New Delhi | ₹74,400 | ₹68,150 | +₹250 |
| Mumbai | ₹74,250 | ₹68,010 | +₹150 |
| Bengaluru | ₹74,150 | ₹67,920 | +₹200 |
| Chennai | ₹74,500 | ₹68,250 | +₹350 |
| Kolkata | ₹74,350 | ₹68,100 | +₹100 |
| Hyderabad | ₹74,200 | ₹67,970 | +₹180 |
Frequently Asked Questions
PolicyBulls is not a direct lender or insurance provider. We are a trusted financial marketplace connecting you with 70+ leading banks, NBFCs, and top insurance companies across India. We provide unbiased advice, side-by-side comparisons, and end-to-end assistance to ensure you secure the best possible rates and terms.