Loan Against Property in India – Unlock Up to ₹5 Crores Using Your Real Estate
Need large funds for business, education, or emergencies? Use your residential or commercial property to get a high-value loan against property (LAP) at attractive interest rates. With PolicyBulls, get expert support and access to India’s top mortgage lenders—fast and stress-free.
🏢 What is a Loan Against Property?
A loan against property (LAP) is a secured loan where you pledge your real estate (home, shop, office, plot) as collateral. The loan can be used for business expansion, weddings, medical needs, debt consolidation, and more.
✅ Key Features
- Loan Amount: ₹10 Lakhs to ₹5 Crores+
- Interest Rate: Starting from 9.25% p.a.
- Tenure: Up to 15 years
- Loan-to-Value (LTV): Up to 70% of property value
👤 Who is Eligible?
- Property owner (residential or commercial)
- Salaried or self-employed individuals
- Minimum age: 21 years
- CIBIL score: 650+ (We help low-CIBIL cases too)
📋 Documents Required
- Ownership proof (Sale Deed / Registry)
- PAN, Aadhaar & income proof
- Bank statements (last 6 months)
- Photographs, KYC, and property map
🚀 Why Apply with PolicyBulls?
- Highest loan amount as per property value
- Loans from top banks & NBFCs in India
- Support for salaried, self-employed & low CIBIL borrowers
- End-to-end support until disbursal
📝 Apply for a Loan Against Property Now
Fill your details and our mortgage expert will call you to discuss best offers and guide you through the process.
👉 Apply for Property Loan Now